The Affordable Housing Gateway
What is Affordable housing?
Affordable housing is accommodation provided at below open market rents to households who need support in accessing appropriate accommodation. Affordable accommodation is provided by housing providers such as Andium Homes and the Housing Trusts.
The Affordable Housing Gateway has been developed to become the single route for people who want to apply to live in affordable housing. The Gateway manages a single waiting list which both Andium and the other Housing Trusts use when allocating their stock of properties.
The Gateway also manages applications from existing Andium Homes and housing trust tenants who already live in an affordable housing property but wish to transfer to another one, e.g. because they require larger accommodation.
How can I apply?
When a person applies for affordable housing, their application will be assessed by the Gateway to decide whether they meet the criteria. In order to qualify for affordable housing, a person must:
- be aged 18 or over
- have housing qualifications (Entitled status)
- have a registration card
- have savings or assets worth below £70,000
You must also meet at least 1 of the following criteria:
- be over 40 years of age with a maximum gross income of £23,000 (single applicant) or £35,900 (joint applicant).
- have a medical, physical or mental disability and be in need of a special type of housing
- have a family with young children and have an annual household income below the limits set out in the following table:
|Number of dependent children||Single gross income||Joint gross income|
|Three or more||£59,700||£64,400|
If a person is assessed as being eligible for affordable housing, they will be placed on a waiting list managed by the Gateway. When an Affordable Housing provider has a property available, they will allocate the property to a person based on their housing need and the time they have been on the waiting list.
To determine who is made an offer, Gateway applicants are placed in to banding system, the housing providers will then allocate their homes in priority and date order.
Bands 1- 3 reflect the need for rented accommodation. If applying for rented accommodation, applicants in Bands 1 are considered to have the most urgent need for accommodation and will be given the highest priority on the waiting list.
The online application form can be found here.
For more information about applying for affordable housing see Affordable Housing.
Affordable home purchase schemes
Formerly known as States Loans’, the Government offers support to people who wish to buy their own home but require some form of assistance to do so.
If you are a first-time buyer, you can apply to Band 5 of the Affordable Housing Gateway, which will place you on a waiting list to access affordable home purchase schemes.
Affordable home purchase schemes currently available to people registered on Band 5 include the Andium Homes Homebuy scheme
Who are Andium Homes and the Housing Trusts?
Andium Homes is a Government-owned company that was formed in July 2014. It was formerly the Housing Department. Andium Homes operates outside of the Government of Jersey organisation. The company now owns the properties and manages the tenancy agreements that were administered by the Housing Department.
For more details about Andium Homes, including affordable housing, see the website: www.andiumhomes.je
The Housing Trusts are non-profit organisations that provide secure accommodation for people who find it difficult to buy or rent property at market value. The Housing Trusts own the properties and manage the tenancies of the people they offer rental accommodation to through the Affordable Housing Gateway.
Affordable housing rents
All affordable housing rents are generally charged at 90% of the rent that would be charged for an equivalent property in the private sector.
Affordable housing tenants who need help with their rent may be entitled to receive Income Support. You can find out more information on rents on the Income Support website