The Affordable Housing Gateway
What is Affordable housing?
Affordable housing is accommodation provided at below open market rents to households who need support in accessing appropriate accommodation. Affordable accommodation is provided by housing providers such as Andium Homes and the Housing Trusts.
The Affordable Housing Gateway has been developed to become the single route for people who want to apply to live in affordable housing. The Gateway manages a single waiting list which both Andium and the other Housing Trusts use when allocating their stock of properties.
The Gateway also manages applications from existing Andium Homes and housing trust tenants who already live in an affordable housing property but wish to transfer to another one, e.g. because they require larger accommodation.
How can I apply?
When a person applies for affordable housing, their application will be assessed by the Gateway to decide whether they meet the criteria. In order to qualify for affordable housing, a person must:
- Have ten years of residency
- Have a registration card
- Be over the age of 18
- Have a household income of less than £40,000 per year
In addition to one of the following:
- Households that include a member with physical or mental health conditions who require special types of housing that cannot be provided by the private sector
- Households with young children on a relatively low income
- Households over 50 on a relatively low income
If a person is assessed as being eligible for affordable housing, they will be placed on a waiting list managed by the Gateway. When an Affordable Housing provider has a property available, they will allocate the property to a person based on their housing need and the time they have been on the waiting list.
To determine who is made an offer, the Gateway uses a banding system to prioritise applicants according to their housing needs.
Bands 1- 4 reflect the need for rented accommodation and Band 5 reflects demand for affordable homes to buy with some form of assistance. If applying for rented accommodation, applicants in Bands 1 and 2 are considered to have the most urgent need for accommodation and will be given the highest priority on the waiting list.
The online application form can be found here.
For more information about applying for affordable housing see Affordable Housing.
Affordable home purchase schemes
Formerly known as States Loans’, the Government offers support to people who wish to buy their own home but require some form of assistance to do so.
If you are a first-time buyer, you can apply to Band 5 of the Affordable Housing Gateway, which will place you on a waiting list to access affordable home purchase schemes.
Affordable home purchase schemes currently available to people registered on Band 5 include the Andium Homes Homebuy scheme
Who are Andium Homes and the Housing Trusts?
Andium Homes is a Government-owned company that was formed in July 2014. It was formerly the Housing Department. Andium Homes operates outside of the Government of Jersey organisation. The company now owns the properties and manages the tenancy agreements that were administered by the Housing Department.
For more details about Andium Homes, including affordable housing, see the website: www.andiumhomes.je
The Housing Trusts are non-profit organisations that provide secure accommodation for people who find it difficult to buy or rent property at market value. The Housing Trusts own the properties and manage the tenancies of the people they offer rental accommodation to through the Affordable Housing Gateway.
Affordable housing rents
All affordable housing rents are generally charged at 90% of the rent that would be charged for an equivalent property in the private sector.
Affordable housing tenants who need help with their rent may be entitled to receive Income Support. You can find out more information on rents on the Income Support website